iMobile : Loan, Banking App 20.2

iMobile is the official mobile banking app of ICICI Bank, offering over 400 banking services to both ICICI Bank customers and non-customers. Users can access services related to loans, savings account management, fund transfers, card management, and investments through this app which conveniently brings the power of Net Banking to your smartphone.

iMobile provides a range of features including instant loans like personal loans, home loans, and car loans, online digital savings accounts, credit card applications, and the ability to open fixed deposits (FDs), recurring deposits (RDs), or iWish deposits. Users can also scan QR codes for easy UPI payments, make utility and electricity bill payments hassle-free, recharge mobile phones, DTH services, and FASTags instantly, as well as book flights, trains, and hotels.

Key benefits of using iMobile include access to pre-approved RuPay credit cards for seamless payments and UPI transactions, card management for debit cards, credit cards, and forex cards - even those from other banks - investment solutions for stock market trading and mutual fund investments without the need for a Demat Account.

With features like iScore & Discover for financial overview, iFinance to consolidate bank accounts in one place, unlocking rewards through transactions or bill payments via credit cards, personalized notifications for bills and accounts updates, SmartLock for secure access control to banking services, global UPI facilities for NRI customers, 24x7 chatbot assistance through iPal and more.

Personal loan highlights include loan amounts ranging from ₹25,000 to maximum eligibility*, repayment tenure from 12 to 72 months*, interest rates starting from 10.80% p.a.p.m*, and processing fees starting from Rs. 3,999*. Users can calculate their payable amounts through examples provided.

*Terms and conditions apply.

Additional offerings by ICICI's iMobile include Forex prepaid cards, companion cards, SIPs, IPO applications, Tap to Pay services, Scan to Pay functionalities, PPF (Public Provident Fund), NPS (National Pension System), Gold Loan facilities, Sovereign Gold Bonds investments, term life insurance options alongside cancer cover policies and various health/travel/motor insurance choices plus 24-hour top-up and PayLater services.

Pre-approved loans featured on the app encompass home loan balance transfers, education loans, property-based loans such as loan against property or commercial property loans as well as consumer EMI options. Also available are Home Loan Overdraft facilities, Insta FlexiCash Loans and Personal Loans on Credit Cards.

For any feedback or queries regarding the iMobile App experience or for issue resolution assistance please contact [email protected]